Hey, I realize you're not a pro web designer, but these people are. They will insult that site as long as this post stays on the forum. Don't listen to the critisizm if you don't think it's right, because it's your family site, and it should look like it was made by you. You just need to learn a bit more than HTML. Thats all. Here's a good tutorial site for graphics and other tutorials:
http://www.tutorials4you.com/
That's basically where I started out. It's really helpful. Just go there, and learn anything you please for free. I think you just need a bit more experience, but it's great that you're getting your feet wet, because web design has opened worlds for me. I'm getting paid "Kudos" by doing MY family's website :P Just keep going, and gain some knowledge of the web. Another good book I like is:
Creating Web Pages for Dummies
This is one of the notorious "For Dummies" books. The chapters include:
*Web Page Basics
*HTML
*Frontpage 2003
*Dreamweaver MX 2004
*Multimedia
*JavaScript (really cool)
*Flash MX 2004
*E-Commerce
*XML
You might not know what half of these things are, but in a couple of years, you are bound to start using them. I advise going through the first 2 chapters, then consider buying
Microsoft Frontpage 2003
It's a really easy program for web designers. Professionals use it, as well as amatuers, and it's sold almost anywhere they sell software. It has templates, and if you want, you can start from scratch.
The Dummies Book that I mentioned sells for around $35.00....a great price for what you're getting. But don't take my word for it....go buy a copy from a local book store.
I hope I have been of help....keep trying....and good luck!.