There are a number of template library websites where you can browse the templates, often view demos of them, and download them if you wish. All for free. Then, you can customize them with your own graphics, logos, etc. as you see best.
In addition to these libraries of free templates, many of the commercial template providers have a few professional quality templates that they give away for free. They want you to sample the quality of their templates as well as making a contribution to the open source community.
one of them:
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