With new credit card money transfer websites opening up i was wondering which you believe to be the best. I understand that Paypal is extremely popular but i want to know which the most user-friendly. Like is it simple to sign up and is it easy to pay someone in a matter of seconds.
As i know paypal has had some updates and on my old computer i decided to load up it can barely process the webpage and most the time it crashes.

So which is the most user friendly?

I would say PayPal is the most user friendly, some people have had problems with it in the past, but I have to say it is one of the best if you have personally have no issues with it. It is simple and effective and most people in the webmaster world use it.

eGold, to me is much harder to use and to complicated, it is however maybe a safer option as there is no way to do chargebacks using it after a payment is made. In PayPal Chargebacks can be made though and people have been scammed because of this.

I liked egold, i thought it was easy to use, so defo worth considering, i wouldnt have a clue how to integrate it into a website though, paypal is easy to use also and very easy to integrate into a website !

Woc

I like paypal but they take too much commissions

Paypal is the most common payment processor on the internet if you want to buy / sell stuff on the internet it is the best but the bad part are the fees which in my opinion are very high.
After paypal comes E-gold which has lower fees but isnt as used as PP
Never used Moneybookers so i cant state my opinion about them.

I hate all of these money laundering methods that are so popular these days.. I'll somewhere else if those are my options..

Be professional, set up a real merchant account with real processing through a service like Authorize.Net..

Originally Posted by Feydakin

I hate all of these money laundering methods that are so popular these days.. I'll somewhere else if those are my options..

Be professional, set up a real merchant account with real processing through a service like Authorize.Net..

Third party processors are a legitimate alternative if you're selling digital content. They have fraud and chargeback protection to both you and your customers.

I'm refering to services like Plimus, 2Checkout, and of course EC Suite, not the paypal/moneybookers/egold type of companies that I believe your comment was directed at?

We've personally ran PayPal (still do) 2CO (years and years ago) as a third party. I'd definitely go with PayPal of the two.

As far as merchant account goes, I've tried LinkPoint / Authorize.Net and now currently using NaviGate.

Honestly, when you get a merchant account, its all the same. Authorize.net paid out every 2 days though which was nice.

E-gold.....
have you ever read their ToS they could close your account without any info

I will prefer to go with PayPal or Google Checkout..

Hey Guys,

I have noticed eGOLD is used with more spam sites then paypa because its less trackable. So i would consider paypal the best one out there unless you have you own merchant account.

Best Regards,

i did use paypal but they recently limited my account and now refuse to listen to my case and instead will keep my money for 6 months and earn interest of it and if i forget to withdraw it after 6 months they keep it... stupid really

so now i use alertpay which fills in all the gaps that paypal doesn't allow and also is alot more personal with support rather than the basic template replies you get from paypal
just my two cents

PayPal being the most widely used is more understood by more people. Like PlazmaGaming mentioned, there have been problems with them limiting aor freezing some people's accounts so there is definitely so risk, but most people never run into these problems.

I have a merchant account and truth be told it's actually more expensive than PayPal. Sure I got a good rate at first, but every year they inch it up more and more due to not having a huge volume. Hmmm... might be time for me to switch.