I like the graphic ads on the side as opposed to google word ads, those feel cheaper.
It's definitely a bit text heavy in some areas, with out headers and subheaders that get me interested enough in reading it.
http://srpcebu.net/
Sure "Understanding Home Mortgages" is iportant. But it's so broad. WHY do I want to Understand what your four paragraphs? What specifically are they going to tell me? Entice me to read more....